Azam Haq is Executive Director, Private Credit & Debt Markets at GFH Bank. Over 25 years across EY, GIB Capital, AlKhair, Arbah and GFH — 100+ mandates and transactions closed in excess of USD 40 billion, including the USD 29.4 billion Saudi Aramco IPO.
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Azam founded and leads GFH Bank's private credit & debt markets vertical — origination, structuring, execution and portfolio governance for regional and institutional clients. He launched the GFH Private Credit Fund at USD 170 million in 2024 and upsized it to USD 300 million within a year; the franchise was named Middle East's Best Investment Manager for Private Credit at the Euromoney Awards 2026.
› View selected transactionsAzam Haq is Executive Director, Private Credit & Debt Markets at GFH Bank (formerly GFH Financial Group) in Manama, where he founded and leads the bank's Shari'a-compliant private credit franchise — named Middle East's Best Investment Manager, Private Credit, at the Euromoney Awards 2026.
He launched the GFH Private Credit Fund at USD 170 million in 2024, upsized it to USD 300 million within a year, and has deployed over USD 400 million of direct financings across the UAE, Saudi Arabia and Bahrain — alongside USD 1.5 billion of Infracorp Sukuk issuance and restructuring mandates.
His earlier career spans two decades of front-line investment banking across ECM, M&A and DCM — more than 100 mandates and USD 40 billion of closed transactions, including the USD 29.4 billion Saudi Aramco IPO as part of GIB Capital's domestic joint bookrunning team, and the USD 6 billion IPO of National Commercial Bank (now Saudi National Bank). He has twice built revenue-generating platforms from inception with full P&L ownership.
He holds an MBA in Finance from the Lahore University of Management Sciences and a BBA from the Institute of Business Administration, Karachi. He sits on the Audit Committee of HANCO, previously served on the Investment and Credit Committees of Arbah Capital's funds, and is currently researching digital-asset regulation and real-world-asset tokenisation within Islamic finance.
From audit and assurance at Ernst & Young to investment banking at GIB Capital, and onward to investment management and private credit at AlKhair, Arbah and GFH.
A categorised view of selected mandates across private credit, debt capital markets, M&A, public listings, rights issues, and fund formation.
MBA — Finance · 2001
BBA · 1999
Securities licensure · 2014
Advanced advisory examination · 2022
English (Advanced) · Urdu (Native) · Arabic (Basic)
Audit Committee · 2022 — Present
Investment Committee · 2022 — 2023
Credit Committee · 2022 — 2023
Personal site. This site is a personal professional profile of Azam Haq and is provided for informational purposes only. It does not constitute investment advice, an offer or solicitation, or a representation made on behalf of any employer or institution.
Affiliations. Azam Haq is currently Executive Director, Private Credit & Debt Markets at GFH Bank, an institution authorised and regulated by the Central Bank of Bahrain. Views, transactions and opinions referenced on this site reflect Azam's individual professional record and not those of any current or former employer. Where transactions are referenced by counterparty name, such information is drawn from public sources or has been disclosed with permission; confidential mandates are referenced in abstracted terms.
Selected transactions. Transaction values represent aggregate deal size, not fees or capital deployed by any single institution. Where ranges are quoted as "confidential", the underlying value is not publicly disclosed. Roles described reflect the role of the institution at which Azam was employed at the time of execution; for selected transactions, Azam's individual role within those teams varied between book-running manager, co-lead, co-manager, advisor and executor.
Contact. Direct enquiries to azam.haq@gmail.com. For media or speaking enquiries, please reference your organisation and topic in the subject line.